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3 Reasons to Hire a Professional to Create Your SEO-Optimized Website

How well is your insurance company’s website performing? Chances are you’ve heard of the need for SEO optimized websites for insurance companies, but do you know if yours has what it takes? If you haven’t already, consider hiring a professional to help you create a better website for your insurance business. There are several benefits to doing so.

You’ll Save Time

If you’re already busy building a strong team of insurance providers or interacting with your clients, you may not have a lot of time to put toward building an SEO-optimized website. Hiring a professional to do it for you saves you plenty of time and probably even some stress. Even if you were to use a website builder and templates to create the site on your own, chances are you’d find some frustrating snags. Hiring a professional ensures you have time to put elsewhere in your business.

They Have the Knowledge

Even if you know the basics of search engine optimization now, they could be different a month from now. SEO best practices change often, but a professional is equipped to keep up with those changes and implement them into your website. Unless you have hours to spend researching SEO trends, you may not be able to keep up with the required changes on your own.

You’ll See Results

Hiring someone to create SEO optimized websites for insurance makes it more likely that you’ll see results. Professionals know how to optimize everything from your domain name and title to your blog’s titles, image metadata, meta descriptions, and much more. A keyword-rich website is much more likely to perform well over something that just has a few basic words tossed into its content. Just remember to hire someone who’s experienced in working on insurance websites if you want the best results.

Transportation Industry Delivery Challenges

The long-haul truckers are the unsung heroes of the American economy. Without their persistence, caution, and efficiency, many stores would be unable to meet the public’s demands for goods and services. Getting a load from Point A to Point B carries inherent risks, and as a contracted or for-hire driver, motor truck cargo insurance is a necessity to ensure your services aren’t rendered useless by a damaged load.

Cargo Liability Problems

Signing a contract for delivery an item places the liability for any damage or destruction to the cargo squarely in your lap.

While you may carry a general liability policy for your operations, these only cover things like the following:

A customer slipping or falling at your location
Errors in delivery, which result in damage
Actions of the driver while loading, unloading, or at truck stops
Slander or libel
Fire on the account of insured’s error

To cover the physical material of your transport is the job of a motor truck cargo insurance policy. This coverage is designed to address the risks of specific loads, in relation to weight, type of material, and even the distance carried.
Dealing with an insurance broker who has significant experience with trucking insurance will be the best way to ensure you have enough coverage for your operations. Failing to identify the exclusions and inclusions of a cargo policy can leave you stranded in the event of the damaged load.

Protecting Skilled Laborers

Skilled laborers are essential contributors to society and often perform duties that most would consider brave. These individuals are at constant risk of injury, but they do not complain and complete the work that needs to be done. Injuries can occur in any industry, but they are especially prevalent in this sector of the economy. Employers of skilled laborers often stress the importance of ppe to workers to ensure they remain safe while working on projects. Personal Protective Equipment involves numerous items that laborers should have on at all times.

Protecting Hands and Skin

Almost every construction job involves the use of hands, and skin is generally exposed when working in the heat. Workers should wear gloves at all times to secure hands from any potential injury while working on a project. Since hands are an integral part of construction projects, numerous hand injuries occur every year. As long as the employer remains diligent about the importance of ppe, laborers should have little issues in this area.

Protecting Eyes and Head

Dust particles and other toxins can enter the eyes while working on construction projects. If you are a construction worker, make sure to wear protective eyewear when it is required. Even if this causes discomfort, it is much more preferable than suffering an injury to your eye. Also, protective headgear should be worn at all times while working on projects. A significant blow to the head could derail your career and potentially alter your life.

Construction Protection Options for Property Owners

If you are a property owner with plans for building or renovation, an owner-controlled insurance program or OCIP may benefit you. When hiring a general contractor or subcontractor, a property owner pays not only for the construction, supplies, and labor, but they are also paying for the multiple insurance companies that provide the contractor their services. OCIP allows a property owner to take charge of the insurance process before hiring a contractor.

What can be Included in an OCIP?

An OCIP, also known as wrap-up insurance or wrap insurance, is meant to provide a property owner with coverage that is designed to protect against the liability or loss of a construction or renovation project.

While policies vary based on the needs of the owner and the insurance company, an OCIP policy package can include:

Workers compensation
General liability
Excess liability
Employers’ liability
Terrorism insurance
Contractors pollution liability
Builders risk
Umbrella insurance

What are the Advantages to the Property Owner?

The main advantages to property owners by securing their own OCIP is that they can save money and they have more control over the conditions within the policy.

Other benefits include:

Improved efficiency when obtaining insurance
Improved handling of claims
Improved enforcement of safety procedures

By taking control of the insurance process necessary for construction projects, a property owner can save both time and money.

Caitlin Morgan: Three Key Liability Insurance Coverages For Manufacturers

Owning a manufacturing company comes with a variety of risks. To protect yourself against these risks, it’s important that you carry the appropriate amount of insurance. From general liability to pollution liability insurance, here are three key liability coverages that you should carry as a new business owner.

General Liability

As the name implies, general liability insurance is broad insurance protection for your day-to-day business activities. If a third party were to sustain an injury or property damage because of your business, your policy would be there to protect you in case of any lawsuits.

Professional Liability

Professional liability insurance is there to protect you in situations where a third party claims that an error or omission on your part led to them experiencing a loss. This is a risk you face whether you manufacture products for end-users or suppliers. Whether the claim is real or not, defending yourself can be costly and your policy will be there to cover your related expenses.

Pollution Liability

Pollution liability insurance protects you against claims from third parties claiming that they sustained an injury or property damage because of pollution from your business. Funds from your policy can also be used to make purchases that help limit pollution.

Signing up for insurance can get overwhelming for new business owners. Work with an experienced agent to ensure that you get the right coverage for you

Protecting Yourself From Liability if You’re Self-Employed

Working as an independent contractor has many perks, but freedom from liability is not one of them. Even if you are self-employed, you could still face liability that could drain your personal assets. One way to protect yourself from legal issues and out-of-pocket expenses as a sole proprietor are by purchasing independent contractors liability insurance.

What Is Independent Contractors Liability Insurance?

This type of insurance serves to protect both you and your self-employed business from certain liabilities. If, for example, you work as a mover and accidentally drop an expensive antique, your liability insurance would pay for the damages instead of you paying out of pocket.

Purchasing this liability insurance can yield the following benefits:

  • Prevents you from covering costs yourself
  • Protects you from bankruptcy
  • Helps you comply with industry requirements
  • Gives your customers peace of mind

Independent contractors liability insurance is an excellent investment if you are a carpenter, cleaner, plumber, electrician, salon professional or animal trainer. It could also come in handy as a freelancer in the web design or content writing industry, in case you make a mistake that costs your clients big.

You can rest easy as an independent contractor if you know you have liability insurance to cover expenses if the worst happens. Don’t wait – purchase this type of coverage before it’s too late.

Working With the Right Partner

Working With the Right Partner

With a mba insurance agency leader, you can be confident in the skills and experience the team will bring to the table. There are many types of carriers, providers, policies, underwriters, risk and exposures that make up the insurance industry. Knowing you are working with the best can provide some satisfaction that your personal assets or business are in capable hands.

Qualities of a Good Agent




Willing to learn


When you look at the big picture of insurance, your agent is the key to a successful relationship. While you may have an idea of the coverage you need, you probably don’t know the ins and outs of liabilities and exposures. Your agent or broker should be able to learn about your needs and find the perfect solution. They should be available to answer questions or respond to concerns. They should also be customer-centric in their approach and make you a priority.

Having a mba insurance agency on your side will help as you navigate premiums, limits, endorsements, claims and even lawsuits. Qualified and skilled professionals can direct you through the paperwork or filing process and give you insight on areas or risk or trouble. When you rely on the best in the industry, you won’t be disappointed in the results.