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A Short Guide To Law Enforcement Liability Insurance

Law enforcement officers face a great deal of physical risk on a daily basis.  From dealing with armed robbers to engaging in high-speed pursuits, law enforcement officers must be ready to face anything while working. However, physical risk is not the only threat that law enforcement officers face as part of their job.

Law enforcement officers face a great deal of financial risk that comes in the form of lawsuits and claims. If a law enforcement officer faces a claim of negligence or wrongdoing, it can end up costing them thousands of dollars.  This is why it is so important that every officer is properly insured with law enforcement liability insurance.

What Is Law Enforcement Liability Insurance?

Law enforcement liability insurance is a type of insurance coverage that is designed to protect law enforcement officers from the financial consequences of a claim of negligence or wrongdoing. It is vital to have good insurance as a law enforcement officer, especially in today’s day and age, where those who work in law enforcement are under more scrutiny than ever before.

What Claims Does Law Enforcement Liability Insurance Protect Against?

Law enforcement liability insurance can cover costs associated with a variety of claims that are commonly made against law enforcement officers. Some of the covered claims are:

  • Claims of negligence
  • Claims of wrongdoing
  • Claims of excessive force
  • Claims of wrongful detainment
  • Claims of false arrest

Working in law enforcement comes with a lot of financial risk. Law enforcement liability insurance can help.