All New Jersey drivers have personal auto insurance that covers you in the event of a crash, or any sort of accident while driving your own car for personal reasons. Many business owners may not be aware though that commercial auto insurance is necessary for employees who are driving a car for business reasons. Not only does New Jersey commercial auto insurance protect the driver of the car, but it also protects the owner of the business if an employee gets in an accident.
Who Needs It?
Many New Jersey drivers and business owners may not have a full understanding of who needs commercial auto insurance. If you think you may be a good candidate for it, or if you have any questions, the best thing to do is consult with your insurance agency. The following types of businesses should definitely consider a commercial auto policy:
- A business that carries equipment
- A business that handles and drives hazardous materials
- Delivery services
- Taxi or shuttle services
- Trucking companies
How to Obtain Commercial Auto Insurance
Talk to a knowledgeable and experienced insurance provider about your options with commercial insurance. There are many choices and it’s important to purchase a New Jersey commercial auto insurance policy that is right for your business. It will keep you, your employees and your investments safe and secure. The right insurance policy can help protect your most valuable assets, so don’t delay in making the call.