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Orlando Manufacturers Insurance and Liability Concerns

Orlando manufacturers insurance

Manufacturers run many important operations here in the US subject to a variety of laws and regulations that are intended to govern product liability. Any time someone is injured, regardless of how seriously, this may often result from a product distributed by a particular company, and can therefore create cause for a claim. Orlando manufacturers insurance is necessary to deal with issues regarding liability for injuries to others.

Injuries can occur due to contact with a product purchased from your company in a few different ways. Bodily injury may arise from the product itself, property damage losses may occur, the product packaging can result in an injury, or it could even be due to instructions for use, labels, warnings and other “on product” messages provided.

Blame often falls directly on the Manufacturer

The manufacturer, and not the distributor, is often held responsible for any injury arising from a defective product simply because the distributor usually has no control over the design, assembly or quality of the item being sold. However, wholesaler-distributors may be held liable for product defects under certain circumstances. For example, anyone who provides installation, service or repair work as a part of their service for their customers may increase their product liability exposure in that process.

Also, anyone that modifies, repackages or re-labels certain products may assume a greater liability than those that do not. With so much at stake, having Orlando manufacturers insurance is the best way to mitigate these types of risks and exposures.

Whenever the distributor is directly responsible for the defective condition, for instance, if they’ve damaged the product while repackaging, or by making product modifications, they can be held liable for product liability. By having knowledge of a defective condition prior to the sale of a product, and doing nothing about the issue, they can be held accountable for any resulting injuries. A significant number of federal and state laws and regulations impact product liability, something that both, manufacturers and distributors should know.

The Consumer Products Safety Commission (CPSC) is one of two federal organizations that oversee many of the products going to market. They’re job is to protect the public from unreasonable risks of serious injury or death from more than 15,000 types of consumer products under their jurisdiction. As a manufacturing business owner, it would be prudent to consult with a qualified products liability attorney to ensure that your business is in compliance with applicable requirements.