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Senior Driving Concerns and CT Auto Insurance

Senior Driving Concerns and CT Auto Insurance

Statistics show that about 5,500 adult drivers age 65 and older die annually in vehicle crashes, according to the Centers for Disease Control and Prevention. That’s about double the number of teens killed annually in vehicle crashes. This is very important for senior drivers to consider with regard to having a CT auto insurance policy in force at all times.

The number of elderly drivers remains large and continues to grow. About 33 million licensed drivers in the U.S. are over age 65, more than a 20 percent increase from a decade ago. While aging most certainly can produce some challenges for seniors behind the wheel, driving safety still remains a function of driving ability and is not necessarily tied to the age of a driver. Usually if a person has a difficult time driving it’s due to some underlying health condition and isn’t always about the age of the driver.

Some serious concerns for many senior drivers

Regardless, age can, and does bring some declines that can affect some people who drive cars. For example, many people experience night vision that becomes less sharp, along with declining mobility that can make turning around or craning the neck more difficult, resulting in slower reaction times.

While no one looks forward to having a talk with an aging parent or loved one about whether they should consider other options such as public transportation as opposed to manning a vehicle, this is a subject that needs to be broached when driving skills start to diminish, but doing so in a kind and considerate manner can make the situation far less difficult.

First confirm that there is an issue at hand

As a passenger in their car, take note of the positives and the negatives about your loved one’s driving habits. If there response time is of a concern, let them know that you are slightly worried, but remember that they are behind the wheel and perhaps it’s better not to say anything that may upset them while they’re operating a vehicle. Later, when at home, you can then approach the conversation.

Drivers can compensate for some of their age-related changes, and many are quite aware of their physical shortcomings, fully understanding that strength, reach, and dexterity could be declining with age, making it difficult to turn around quickly to check for traffic or pedestrians. Help them make the transition when the time comes but also make sure they carry adequate CT auto insurance while they are still able to drive.