Sadly, there is no foolproof way to avoid all accidents on the road. Major wrecks can damage your car and your peace of mind. Following these steps can help make an accident less traumatic and get you back on the road quicker.
Check for Safety
Before you do anything else, it is imperative that you check for safety. Assess any injuries and follow local laws about removing vehicles from traffic lanes if there are no serious injuries. If you have traffic flares or reflective markers, it’s a good idea to put them out around the scene to alert other vehicles to the situation.
File a Report
Many people hesitate to file a police report after an accident. This can be a costly mistake. Contact the local authorities and have everything documented. This paperwork can be important later on when you are trying to recover damages for injuries or a totaled car.
Contact Your Insurance Provider
Reach out to your insurance agent right away to start the claims process. They will provide the steps necessary to file a claim, get estimates for repairs, or offer settlement amounts if your vehicle is beyond repair. In most cases, your agent will provide you with a list of names of mechanics and body shops that will accept direct payment and save you from filing additional paperwork.
It is important to stay calm after an accident. Checking for safety, reporting the incident to local authorities, and working with your insurance provider will help you get back on the road safely.