You should realize that buying your home is the biggest investment you’ll probably ever make. Protecting it with home insurance in ct is going to be the smartest decision you’ll ever make. Partnering with the right insurer will ensure that you’re covered from accidents and events like fire, lightning, windstorms, hail, frozen pipes, theft, and much more.
You’re also going to want an insurance policy that protects you from personal liability for bodily injury to others or damage to the property of others as a result of your negligence or any incidents that are caused by your child or even by your pet. When an accident occurs, the damage may be more severe than you think.
Water damage can end up costing thousands to repair or replace
Your home can become severely damaged due to a busted pipe and it may go unnoticed for quite some time. This is especially true when dealing with water damage. Just a little water leak in your home can have serious ramifications. For example, a leaky toilet may seem like a minor issue, and that may often be the case, but if it ends up leaking through the walls or floors of your home (and you may not realize it until after a few months), it could end up costing you thousands to repair the damage it has caused.
Having extra cash on hand can help to avoid making unnecessary claims
It’s a good idea to have cash on hand for minor emergencies because you never know when you’ll need it. If you have to make small repairs or replacements, you might want to have money available to help pay for these types of issues rather than filing a claim. One way to accomplish this is to keep from running up your credit cards expenses and also set up a nice “rainy day” fund for handling these instances.
For things like expensive jewelry, furs, or works of art (which often are not be covered under a standard ct home insurance policy) you should have extra coverage attached to deal with losses from theft, fire, or if you simply lose or misplace an item of value. Make sure that those extra special items have extra insurance coverage.