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What You Should Know About Insurance for Courtesy Shuttles

People who operate vehicles for personal use are usually required to have liability insurance to cover damages from accidents, theft and property damage to name a few. Companies that require workers to drive will have commercial auto policies to address exposures related to driving for the job. Even rideshare drivers can find policies tailored to protect their risks using personal vehicles to transport riders and deliveries. How about companies such as hotels and parking lots that operate courtesy shuttles? Is there a courtesy shuttle insurance plan?

What Does Courtesy Shuttle Insurance Cover?

A commercial transportation policy should offer many of the same types of coverages you would find in a personal auto policy. It should also address concerns that would be typical for commercial or business purposes. Such a plan should include the following:

  • Bodily injury and medical bills
  • Property damage
  • Comprehensive
  • Collision
  • Rental reimbursement
  • Towing
  • General liability
  • Workers’ compensation
  • Business owners

There are many exposures when it comes to shuttle operations, so it’s important to have a plan that is customized according to your needs.

What Should I Look For?

Many plans are out there, but again, it’s critical to find one that is tailored to your work involving transportation shuttles. You owe it to your company and your employees to find a plan that protects operators from the various risks that come with driving for the job. The right insurer will address all your needs and come up with a plan that works for you.